I have great credit, and I also have a great job. What I don’t have is a lot of collateral. I do not own my own house, nor do I have an extensive art collection, multiple vehicles or anything else like that. I pay my bills on time, but I don’t have a lot of possessions. That is normally not a problem, but it could be when it comes time to take out a loan. In my case, a traditional loan with collateral would not work, so I had to look into unsecured funding.

I was not sure what to expect because it felt like I had a huge mark against me just for not having a house or something else that could be used for collateral. I was able to find a company that handles unsecured loans with no issues. There are requirements of course, but I easily qualified. A person must have a credit score of 700 or better, which I do. A person also must have a job, which I do. I also liked that the interest rate was not through the roof since I had no collateral. I knew that I would be able to pay the money back quickly, but I still did not want a high interest rate in case something happened to where I could only make regular payments.

The nice thing about this company is that they also give options. There were two different programs that I qualified for, and both had good points about them. I was able to get the 100,000 dollar loan that I needed with no problems, and the money was in m bank account within four business days. I saw on their site that they are quick, but I guess I was not expecting it to be that quick!

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